Basic Dental

For most of us, dental procedures are a necessary evil. Very few lucky people have never experienced those unpleasant feelings at the dentist’s waiting room and a slight shock at seeing the bill afterwards. However, even those few lucky ones face the necessity of visiting the dentist some time or other. Dental hygiene is far from being the only factor that influences the health of our teeth. Nutrition, genetic inheritance, general state of health, personal habits and stress, – all these things have a great effect on our dental health. In the society where a smile is a mandatory “dress code,” the need for purchasing Dental Insurance or joining a Dental Discount Plan does not raise doubts. It is likely that you get your dental coverage at work. If your employer offers dental coverage, try and find out if you have several types of dental plans to choose from. Most dental plans cover a maximum of $1000-$2000 of dental services per year, and you will have to pay for the rest of the dental expenses. If your employer does not offer dental coverage, you are advised to purchase an individual Dental Insurance policy.



Basic Dental Insurance coverage falls into three major categories:

Preventive and Diagnostic Dental Care

Nearly all Dental Insurance policies cover basic dental services such as checkups, x-ray pictures, cleanings, and some other procedures preventing tooth and gum disease. Since regular dental care prevents more serious potential problems, such coverage can be rather important.

Basic Dental Care and Dental Procedures

Basic dental procedures include fillings, fixing chipped teeth, tooth extractions, periodontal treatment, root canals, etc. However, with some Dental Insurance providers, some procedures can not be listed as basics, for instance, root canals. It is up to you to select a Dental Insurance provider who covers most items of basic dental care and dental procedures.

Major Dental Care

Major dental care usually includes dental surgery, denture work, orthodontics, and other serous expensive dental procedures. Some Dental Insurance plans cover a portion of major dental care costs.